What it costs



FEE-HELP is an Australian Government loan scheme that covers the cost of your tuition fees on your behalf. FEE-HELP is available to students who are not studying in a Commonwealth supported place (and are therefore not eligible for HECS-HELP).

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You must meet the following requirements to be eligible for FEE‑HELP:

  • You are studying at an approved FEE‑HELP provider (TAFE Queensland is an approved provider).
  • You meet the following citizenship and residency requirements:
    • you are an Australian citizen or a New Zealand Special Category Visa holder who meets the long-term residency criteria and will complete at least one unit of study contributing to your course in Australia, or
    • you are a permanent humanitarian visa holder who will be a resident in Australia for the duration of your unit, or
    • you are a permanent visa holder who is undertaking bridging study for overseas-trained professionals, and will be a resident in Australia for the duration of your studies.
  • You are enrolled in an eligible unit of study by the census date for that unit.
  • You have not exceeded the FEE‑HELP limit.
  • You are a genuine student and academically suited to your course of study.
  • You maintain a minimum pass rate to continue to be eligible to use FEE-HELP.

For more information download the FEE-HELP Information booklet (490 KB)


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Eligible students can borrow up to the FEE‑HELP limit, which for 2019 is $104,440 for most students. For students undertaking medicine, dentistry, and veterinary science courses the FEE‑HELP limit is $150,000. The limit will be the same for all loan types as detailed under the 2018 Student Loan Sustainability Bill

The FEE‑HELP limit is the total amount available to eligible students under the FEE‑HELP, VET Student Loans, and VET FEE‑HELP loan schemes.

The FEE-HELP limit is currently a lifetime limit, however, from the 2019-20 financial this will change so that any repayments you make on your debt will 'top up' your HELP loan balance.

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There is no interest charged on FEE-HELP debts, however it is subject to indexation, which means the loan maintains its real value by adjusting in line with changes in the cost of living. There is also a loan fee of 25 per cent for FEE‑HELP loans for undergraduate courses. The loan fee does not count towards your FEE‑HELP limit.

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Once your income is above the compulsory repayment threshold you will pay back the loan through the Australian taxation system. The compulsory repayment threshold for the 2018-2019 income year is $51,957.

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Academic suitability:

The basis for assessment of student’s academic suitability (ECAF definition, 2017):

  • The student has met TAFE Queensland’s entry requirements for the approved course; and
  • The student's academic suitability was based on an assessment of one or more of the following:
    • Australian Senior Secondary Certificate of Education (Year 12 Certificate) or ATAR  score awarded by an agency or authority
    • Australian Qualifications Framework (AQF) Certificate IV or higher qualification
    • Special Tertiary Admissions Test (STAT)
    • Professional/paraprofessional qualifications or employment experience
    • Audition/Portfolio/Interview
    • Other

Minimum pass rate:

For bachelor level courses, if you undertake 8 or more units you must pass at least 4. For sub-bachelor courses, if you undertake 4 or more units you must pass at least 2. If you do not maintain this pass rate, you will be required to pay your tuition fees upfront to TAFE Queensland until your pass rate is at 50% or above before you can use FEE-HELP again

Genuine Student:

For the purposes of subsection 104-1(1A) of the HESA 2003 (The Act), in determining whether a student is a genuine student in relation to a unit of study being undertaken as part of a course of study, regard may be had to the following matters:

(a) whether the student is reasonably engaged in the course;

(b) whether the student has been provided with information pertaining to the course requirements for the course, and the cost and duration of the course;

(c) whether the student has satisfied course requirements for the course or participated in assessment activities for the course;

(d) if the course is an online course—the number of occasions on which the student has logged in to the course is not insignificant;

(e) whether the student has provided up-to-date contact details that enable the Department to contact the student to verify the student’s enrolment in the course;

(f) if the student is enrolled in another course—the number of the enrolments and associated course loads would not make successful completion of a course by the student impossible or highly improbable.

Our customer service team is ready to support you through the application process. You can contact us if you have any questions, or need any help with your FEE-HELP application.

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Achieve your career goals with the help of a $5,000 TAFE Queensland Scholarship. There are two types available: merit or access and equity. Visit the scholarships website for more information. 

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